Profile
Meet Ricky Ricky Dukes New York Life Insurance Company and his lovely wife Melissa Dukes, who first crossed paths in high school and now share the joy of raising six wonderful kids. Ricky, the owner of The Legacy Financial Group, and Melissa bring over 20 years of combined experience in the financial industry to the table. Passionate about helping families secure their futures, Ricky and Melissa are focused on building a legacy that lasts, ensuring financial stability and prosperity for generations to come. Their expertise and dedication make The Legacy Financial Group a trusted resource in their community. Ricky Dukes New York Life Insurance Company will take care of all you need financial planning needs.
Financial Planning
We provide personalized financial planning to our clients that is tailored around their income, risk tolerance, and time horizon. We work with each client to identify, present and execute on a plan that best fits their primary goals.
401(k) and IRA Rollovers
When you leave a job or retire, you have a decision to make regarding your 401(k) money. While leaving those assets in the former employer’s plan is an option, a rollover can be a consideration. Working with your tax advisor, we can help you determine the right course of action for you. This may include: leaving the funds in your existing plan, if permitted, or rolling them into your new employer’s plan, if one is available and rollovers are permitted. Each choice offers advantages and disadvantages, depending on your specific needs and retirement plan, such as the desired investment options and services, applicable fees, expenses, and withdrawal options, as well as required minimum distributions and tax treatment of applicable options.
Neither New York Life Insurance Company nor its agents offer tax advice.
Disability and Extended Care Needs
To execute a sound retirement strategy, asset and income protection are a must. Designing a plan that encompasses managing costs for extended periods of care and disability insurance can help create the necessary balance in a portfolio to ensure stability and protection of assets.
Products available through one or more carriers not affiliated with New York Life Insurance Company, dependent on carrier authorization and product availability in your state or locality.
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